if I did not pay autoloan and lien holder company did not take my car. If you didn't pay your auto loan, the lender may have the right to repossess your vehicle. However, if they haven't taken it yet, they may still be in the process of trying to collect the debt or they may have chosen not to repossess it for various reasons, such as the cost of repossession being higher than the value of the vehicle. In any case, it's important to communicate with your lender and work out a solution to avoid further legal action or negative impact on your credit. solatoz@gmail.com if I did not pay autoloan and lien holder company did not take my car.it took 15 years ago. If 15 years have passed since you stopped making payments on your auto loan and the lender hasn't repossessed your car, it's possible that the statute of limitations for repossession has expired in your state. The statute of limitations for repossession varies by state, but it usually ranges from 3 to 10 years. Additionally, the lender may have written off the debt and sold it to a debt collector, who may still try to collect from you. However, if you have any doubts, it's recommended to check with a local attorney or the lender to clarify your legal obligations.